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Get a Cash Advance to grow your business
Fuel your business with working capital after just 3 months of trading with iKhokha.
What’s an iK Cash Advance?
The easiest way to access small business funding. Here are the four most important things you need to know.


Do you qualify?
- Are you an active iKhokha merchant?
- Do you make more than R2,500 in sales a month?
- Have you been trading for 3 months or more?
Why people choose iK Cash Advance
Why people choose
iK Cash Advance
Affordable
No compound interest rates, surprise costs and penalties for early repayment
Personal
It’s your business, not ours. Use your
iK Cash Advance for whatever you need.
Paperwork-free
You have better things to do than paperwork – so we won’t make you do any.
Instant
You are pre-approved and when you accept you offer, paid within 24 hours
Trusted
Over 20 000 business owners have grown with an iK Cash Advance.
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“Without iKhokha, I think I would be on the street. I thank iKhokha because their Cash Advance has helped me a lot. I don’t think I would’ve survived without the money I received. Thanks to iKhokha, I am where I am now.”
- Kobe, Owner of Kobe African Creative
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iK Cash Advance Top Up
The more you trade, the more capital you can access
Re-boosting your business growth has never been easier. When you have a healthy payment history on your current iK Cash Advance, you can qualify for more funds with an iK Cash Advance Top Up via the iKhokha app.
FAQs
An iK Cash Advance is a form of funding from iKhokha. You can borrow money from iKhokha and the repayment would be deducted from your daily card sales.
iKhokha deducts a small percentage from your daily sales each day when you transact on the card machine until the entire amount owed is paid up.
You can choose to pay back your cash advance between 4 to 12 months. You can also choose to pay it back earlier with no penalties. Early payments could qualify for an early settlement discount. Ts and Cs apply.
Funds take 1 business day to clear once you have accepted the offer.
To apply for the cash advance, please login to the iKhokha App and click on iK Cash then follow the prompts.
RATINGS AND REVIEWS
Any Questions?
We can help. Browse the FAQs on our Help Centre or chat to one of our experts.
Visit help centreYou can also call 087 222 7000 or email support@ikhokha.com