Payment gateway for custom-built websites

Connect iK Pay API to your custom-built website or platform and start accepting payments online.

Flexible online payments
for custom-built websites

Flexible payment options

Let customers choose how they want to pay, with support for cards, Instant EFT, Google Pay and Apple Pay through iK Pay API.

Reduce payment failures

Give customers a clearer payment experience and reduce the chance of missed or failed transactions at checkout.

Built for custom integration

Connect iK Pay API to a custom-built website or platform when a standard plugin setup isn’t the right fit.

Mobile-ready checkout

Offer a checkout experience that works smoothly on mobile, so customers can pay easily across devices

How to connect iK Pay API

Getting started with iK Pay API is straightforward once your website or platform is ready.

1
Create your iKhokha profile and complete your setup.
2
Log in to your iK Dashboard and go to Integrations > Payment API
3
Generate your API key
4
Follow our developer docs to complete your integration.
5
Run a test payment, check your checkout, and go live when everything is working properly.

Boost customer confidence with 3D secure processing

Safeguard your business with our robust security protocols. With advanced end-to-end encryption methods, real-time fraud detection and compliance with the latest PCI standards, all your data and transactions are protected with iK Pay API.

Built for custom
website setups

Low transaction rates

Enjoy one of the lowest online transaction rates in South Africa. Pay only 2% per transaction for Instant EFT, 2.85% for local cards and 3.25% for international cards.

Easy integration

Plug into simplicity with fast, straightforward integration. Quickly embed iK Pay API into your website or platform and start transacting with minimal disruption.

Top-tier support

Enjoy peace of mind with our top-tier technical support. Get access to our dedicated technical support team whenever you need it.

Connect with our expert partners

If you need support with a custom build, our ecommerce partners can help with implementation.

150%

Increase of online payments processed this year vs 2023

More ways to manage
online payments

Simplify your billing with iK Invoice

Create and send unlimited invoices for free from your phone or laptop using iK Invoice.

Get paid faster with iK Pay Link

Get paid from wherever you are. Share your link via social media, email and SMS, and get paid instantly with iK Pay Link.

Access business insights with iK Dashboard

Gain the insights needed to make informed decisions for your business. Get a clear view of your sales history, business goals, and other crucial metrics on iK Dashboard.

Flexible pricing
and fast payouts

Get competitive online rates for instant EFTs & local and international cards. Starting at 2% per transaction, our pricing is designed for businesses of all sizes.

Calculate your rates

p/m

Use your expected average monthly earnings (based on the 3 calendar months) to see what rate you’ll pay.

Your rate:

2.75%

Local card rates

International card rates

Instant EFT rates

You'll pay

R 0.00

ex VAT and R2.50 settlement fee

Value included

No rental fees

24/7 support

Award-winning app

Digital invoices & receipts

FAQs

The iK Pay API is a custom payment gateway integration that offers a secure, easy, and affordable way to accept card payments. This custom ecommerce plugin gives customers the option to choose their preferred payment method such as by debit/credit card, Instant EFT, etc.

Built with ease of use in mind, iK Pay API is built to minimise development on your end whilst enabling your business to integrate into a Payment Provider that helps you get paid.

Currently, our API supports credit/debit cards, Instant EFT and a digital wallet (Google Pay).

Yes, iK Pay API prioritise security and adheres to the Payment Card Industry Data Security Standards (PCI DSS) to protect cardholder data. All transactions go through the 3D Secure processing to protect your customers.

Transaction fees are based on the payment methods used, such as local or international cards or instant EFT. There is no additional charge to use the iK Pay API. View our fees here.

You need to have an iKhokha profile to access iK Pay API. Sign up with iKhokha, login to your Merchant Dashboard, navigate to “Payments” then to “iK Pay API”, generate your API Key and API Secret, then follow the developer documentation for implementation.