/iK Pay API

Power online payments with iK Pay API

Easily integrate your site or platform into our affordable payment solutions. Simplified online payments, effortless custom integration.

Fast, secure and reliable online payments

Flexible payment options

Allow your customers the freedom to choose their preferred payment method, whether it's credit/debit card, Instant EFT, or digital wallets like Google Pay.

Reduce payment failures

Boost your sales with minimal missed and failed transactions. iK Pay API keeps your revenue stream strong and reliable with robust payment processing.

Simple integration

Integrating iK Pay API into your website or platform is straightforward, designed with ease of use in mind to help you get up and running quickly without technical hassles.

Mobile optimised payments

Fully optimised for mobile devices, iK Pay API provides a smooth and efficient payment process for customers on-the-go.

What our merchants are sayingWhat our merchants are saying

"iKhokha's hassle-free signup, intuitive interface, and secure payment processing make ecommerce accessible and stress-free for small business owners who are ready to embrace ecommerce to expand their reach. Our partnership helps small businesses thrive online and empower them with transactional efficiency and peace of mind."

– Savvy Sites

Why trust iKhokha? We’re highly rated on Google, Trust Index, and Hellopeter. We’re also the winner of MTN’s 2023 App of the Year award.

iK Pay API
for developers

View our developer docs to learn everything you need to know about using our API plug-in and getting your clients’ websites and platforms payment-ready.

Boost customer confidence with 3D secure processing

Safeguard your business with our robust security protocols. With advanced end-to-end encryption methods, real-time fraud detection and compliance with the latest PCI standards, all your data and transactions are protected with iK Pay API.

Explore better
online payments

Low transaction rates

Enjoy one of the lowest online transaction rates in South Africa. Pay only 2% per transaction for Instant EFT, 2.85% for local cards and 3.25% for international cards.

Easy integration

Plug into simplicity with fast, straightforward integration. Quickly embed iK Pay API into your website or platform and start transacting with minimal disruption.

Top-tier support

Enjoy peace of mind with our top-tier technical support. Get access to our dedicated technical support team whenever you need it.

Connect with our expert partners

Need a hand integrating our payment gateway API into your site? Our expert ecommerce partners will get you up and running in no time. With their technical expertise, professionalism and unmatched support, you'll have everything you need to get going.

150%

Increase of online payments processed this year vs 2023

Better tools
for better business

Simplify your billing with iK Invoice

Create and send unlimited invoices for free from your phone or laptop using

Get paid faster with iK Pay Link

Get paid from wherever you are. Share your link via social media, email and SMS, and get paid instantly with iK Pay Link.

Access business insights with iK Dashboard

Gain the insights needed to make informed decisions for your business. Get a clear view of your sales history, business goals, and other crucial metrics on iK Dashboard.

Flexible pricing
and fast payouts

Get competitive online rates for instant EFTs & local and international cards. Starting at 2% per transaction, our pricing is designed for businesses of all sizes.

Calculate your rates

p/m

Use your expected average monthly earnings (based on the 3 calendar months) to see what rate you’ll pay.

Your rate:

2.75%

Local card rates

International card rates

Instant EFT rates

You'll pay

R 0.00

ex VAT and R2.50 settlement fee

Value included

No rental fees

24/7 support

Award-winning app

Digital invoices & receipts

FAQs

The iK Pay API is a custom payment gateway integration that offers a secure, easy, and affordable way to accept card payments. This custom ecommerce plugin gives customers the option to choose their preferred payment method such as by debit/credit card, Instant EFT, etc.

Built with ease of use in mind, iK Pay API is built to minimise development on your end
whilst enabling your business to integrate into a Payment Provider that helps you get paid.

Currently, our API supports credit/debit cards, Instant EFT and a digital wallet (Google
Pay).

Yes, iK Pay API prioritise security and adheres to the Payment Card Industry Data
Security Standards (PCI DSS) to protect cardholder data. All transactions go through the
3D Secure processing to protect your customers.

Transaction fees are based on the payment methods used, such as local or international
cards or instant EFT. There is no additional charge to use the iK Pay API. View our fees
here.

You need to have an iKhokha profile to access iK Pay API. Sign up with iKhokha, login to
your Merchant Dashboard, navigate to “Payments” then to “iK Pay API”, generate your
API Key and API Secret, then follow the developer documentation for implementation.