Level-up with a Business Cash Advance

With iK Cash Advance from iKhokha, in partnership with Retail Capital, you can access a business cash advance to finance the growth of your business after just 3 months of trading! With us, getting capital is a quick, easy and simple.

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First, Check the iKhokha App

After 3 months of trading, check iK Cash Advance on the iKhokha app to view your custom business cash advance offer based on your business's transaction history.

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Get Access to Instant Capital

After accepting the iK Cash Advance offer on the iKhokha app, you’ll receive the business cash advance funds in your bank account in just 24 hours.  

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Easy Payback Process

Simply repay your iK Cash Advance with a percentage of your business's future card sales. The best part? It’s a fixed flat fee with no compound interest.

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Need capital for your business?

Why Choose an iK Cash Advance?

Whether you need a quick capital injection to take your business to the next level or access to a business cash advance to help you through a difficult time, we’re always in your corner!

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Available in 24 hours
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Repaid with future card sales
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Flat repayment fee
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No compound interest
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Cash flow injection
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Cover a shortfall
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Invest in new equipment
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Grow your business
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Getting capital is easy.

How to get a iK Cash Advance

Get your iKhokha card machine and trade for 3 months
Get your iKhokha card machine and trade for 3 months
Check your iKhokha app for a custom iK Cash Advance offer
Check your iKhokha app for a custom business cash advance offer
Select your desired amount and pay-back period and it accept
Select your desired amount and pick a pay-back period and it accept your cash advance offer
The money will reflect in your bank account in 24 hours*
The money will reflect in your bank account in 24 hours*

*The iK Cash Advance is subject to approval

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iK Cash Advance Top Up

The more you trade, the more capital you can access

Re-boosting your business growth has never been easier. When you have a healthy repayment history on your current iK Cash Advance, you can qualify for more funds with an iK Cash Advance Top Up via the iKhokha app.

Learn More >

Want to get started with iK Cash Advance?

Become an iKhokha merchant, start trading today and get access to instant working capital for your business.

Get started Request a call back >

Become eligible for a business cash advance

We are making it easier for you to get access to working capital for your business.

Learn more >
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