Protect what you’ve built with iK Business Cover

Get affordable, flexible cover in minutes. No quotes. No drama. Just real protection, made for real businesses.

iK Accounting
Rated 5 stars
Rated 5 stars
by 00,000 customers

What’s iK Business Cover?

Running a business is brave. It’s bold. It’s unpredictable. But with the right backup, you don’t have to sweat the small stuff - or the big stuff. Because iK Business Cover gives you the backup you wish you had before you even need it.

No quotes, no fuss
Skip the red tape. Forget about waiting for call-backs or filling in endless forms. Simply view the available plans on iK Dashboard.
Get instant cover
It doesn’t matter how careful or prepared you are. Machines break. Weather happens. Loadshedding hits. Insurance makes sure these bumps don’t become roadblocks.
Premiums are deducted from your payouts
Your cover is paid straight from your iKhokha payouts, so there’s no extra admin.
You’ve built something from the ground up. iK Business Cover gives you a safety net, so your story doesn’t end with a setback.
Things go wrong, even when you’re doing everything right. Insurance makes sure these bumps don’t become roadblocks.
When disaster strikes, it often hits your wallet first. iK Business Cover helps you avoid a financial freefall, so you can get back to business quickly.

Protect the business you’ve poured your heart into

You’ve spent late nights, early mornings and every spare cent building this dream. Let’s keep it safe. iK Business Cover helps protect what matters most:

iKhokha
Your tools of the trade:Your tools of the trade:

Your tools of the trade:

Up to 6 iKhokha card machines are protected from theft, damage, or loss.

Your place of business:Your place of business:

Your place of business:

Cover your stock, equipment, and the four walls you trade from up to R1 million.

Your people:Your people:

Your people:

Includes personal accident cover for you and your team (up to 9 staff) so that you and your team are protected from the unexpected.

iKhokha

Pricing to suit your pocket

Choose from one of our 6 plans that fits your business and your budget, with monthly payments deducted directly from your iKhokha payouts.

Bronze plan

Bronze plan

  1. R199 per month
  2. Perfect for solopreneurs
Silver plan

Silver plan

  1. R299 per month
  2. For small businesses wanting more protection
Gold plan

Gold plan

  1. R599 per month
  2. For the growing small business
Platinum plan

Platinum plan

  1. R999 per month
  2. For the busy establishment
Double platinum plan

Double platinum plan

  1. R1,999 per month
  2. For the job creators
Diamond plan

Diamond plan

  1. R3,589 per month
  2. For job creators wanting more protection

Built for real South African businesses

We built iK Business Cover for the ones on the ground. The go-getters. The hardworkers. The people turning small starts into big stories.

If you’ve got a business, we’ve got your back.

It’s for:

The spaza shop on the corner
The barber with the loyal queue
The food truck with a line around the block
The hair salon, the mobile mechanic, the home-based baker
iK app with mover

Getting started with iK Business Cover

Product Features

  • 1
    Log into your iK Dashboard.
  • 2
    Go to “Subscriptions”, and then click on “Business Cover”.
  • 3
    Click “View plans”.
  • 4
    Choose a plan that works for you and select “Get cover”.
  • 5
    Fill in your details like your personal and business details, and what you’d like to cover.
  • 6
    Click “Submit”.

Your cover will be active 15 days after you’ve submitted your application and your first premium has been deducted from your payouts.

You built it.
Now protect it.

Your business is worth protecting. Don’t leave it all to chance.

iK Business Cover
Made for the everyday entrepreneur.
Made for moments you didn’t see coming.
Made for you.

ik Business Cover

FAQs

Nope! Everything is handled directly in your iK Dashboard. Just choose your plan and you’re covered. No paperwork, and no waiting days on end for quotes.

Your monthly premium is automatically deducted from your iKhokha payouts, so there’s no need to worry about extra admin or debit orders.

If you don’t transact enough to pay your monthly premium, your cover will pause automatically. Once you start accepting payments again, your cover will resume.

Simply copy your custom Webstore URL and share it on any social media platform like Facebook, Instagram, WhatsApp, or Twitter. It’s an easy way to reach your customers wherever they are.

Need help?

Get help instantly on WhatsApp, our chatbot Kelly, or by requesting a callback.

You can also call  087 222 7000  or email  support@ikhokha.com