/Online Payment Solutions/Payment Gateway

Payment gateway for your website

iK Pay Gateway lets you take card, Instant EFT, Apple Pay and Google Pay payments on your website, from 2.85% excl VAT with no monthly fees. It works with Wix, WooCommerce, Shopstar, Savvy and custom-built sites.

iK Pay Gateway accepts:

What is iK Pay Gateway

iK Pay Gateway is iKhokha's online payment gateway for South African businesses taking card and EFT payments on a website. Add it to your checkout with a plugin for Wix, WooCommerce, Shopstar or Savvy, or connect it to a custom site with iK Pay API. Payments settle to your registered bank account, usually within 1 to 3 business days.

It costs nothing to install and there are no monthly fees. You pay 2.85% excl VAT on South African card payments, and that rate drops as your monthly volume grows. There is a R2.50 payout fee each day money is transferred to you, and your profile needs to be FICA approved before payouts start.

Card payments

Instant EFT

Google Pay

Apple Pay

2.85% excl VAT

Our rate on South African online card payments. No monthly fees, and you only pay on successful payments.

Paid out daily

Every trading day's payments are grouped into one payout, in your account within 1 to 3 business days.

Built for your platform

Plugins for Wix, WooCommerce, Shopstar and Savvy. iK Pay API for a custom build.

Works with the platforms you already use

Each platform has its own plugin, so most setups don’t need a developer. If your site is custom-built, iK Pay API gives you the same payment methods through a direct integration.

Wix Plugin: Add iK Pay Gateway to your Wix website and start accepting payments at checkout.

WooCommerce Plugin: Connect iK Pay Gateway to your WooCommerce store for secure online payments.

Shopstar Plugin: Use iK Pay Gateway to accept payments on your Shopstar checkout.

Savvy Plugin: Connect iK Pay Gateway to your Savvy website and get paid online with ease.

Custom website

iK Pay API: Need something more tailored? Use iK Pay API for your custom website or platform.

Set up your payment gateway in a few steps

Getting started is straightforward. Once your iKhokha profile is set up, you can generate your website key, connect your checkout, test everything properly, and go live. Your iKhokha profile needs to be FICA approved before payouts can start, so it is worth getting your business documents in before you go live.

1
Sign up and set up your iKhokha profile so you can get access to the tools you need to start accepting payments online.
2
Log in to your iK Dashboard and generate your website key, which you will use to connect iK Pay Gateway to your website.
3
Add iK Pay Gateway to your website platform, or use iK Pay API for a custom-built website.
4
Run a test payment to make sure your checkout is working properly, then go live and start accepting payments on your website.

Feel inspired

Need help building your website?

Still working on your website? Our trusted ecommerce partners can help you build a site that is ready for online checkout and ready to sell.

Need a custom integration?Use iK Pay API to connect payments to your custom website or platform.

FAQs

iK Pay Gateway is iKhokha's online payment gateway for South African businesses taking payments on a website checkout. When a customer pays, the payment is processed and the money is paid out to your registered bank account.

A payment gateway is the tool that processes online payments at your website checkout. It securely passes payment details between your customer, their bank and your website, so you can get paid online.

iK Pay Gateway works with Wix, WooCommerce, Shopstar and Savvy through ready-made plugins. For a custom-built website, you can connect it with iK Pay API.

Set up iK Pay Gateway on your iKhokha profile, generate your website key, then connect it to your site with a supported plugin. If your site is custom-built, use iK Pay API for a more tailored setup.

You can accept Visa and Mastercard debit and credit cards, Instant EFT, Apple Pay and Google Pay. American Express and Diners Club are not supported.

iK Pay Gateway is free to install and there are no monthly fees. You only pay on payments that go through successfully.

For South African debit and credit cards, the rate is 2.85% excluding VAT. For Instant EFT, it is 2.00% excluding VAT. Cards issued by banks outside South Africa are charged at 3.25% excluding VAT.

There is also a R2.50 fee each day money is paid out to you, whatever the payout is worth.

Your iKhokha profile needs to be FICA approved before any payouts can start. Have your business and identity documents ready when you sign up, because approval is the step that holds most people up rather than the technical setup.