Tap on Phone | Accept Contactless Payments on Your Phone

Accept contactless payments

Track sales & monitor transactions

Sell prepaid products

No extra
machine needed

Take payments on the move

If you need to take a payment there and then, iK Tap on Phone makes it easy. Use your phone to accept contactless payments wherever you are, without carrying extra hardware.

Accept secure payments

Every transaction is protected by industry-leading security and backed by iKhokha, so you and your customers can rest easy when they tap to pay.

Track every sale

All your Tap on Phone card payments are recorded in the iK App and sync with the iK Dashboard, giving you a clear view of your sales and payouts, along with any other card machine or online payments that you accept through iKhokha.

We accept:

Stay on top
of your payouts

When you’re taking payments on your phone, it helps to know when to expect your money. With iKhokha's reliable payouts, you always know when your money is on its way.

Reliable payouts

Every card payment that you accept will automatically reflect in your linked bank account in 1-3 business days.

Get paid even faster

If your business banks with Nedbank, or if you have an iK Debit Card, you’ll get paid out twice a day, on the same day that you trade.

Less guesswork

Keep track of every payout through your iK Dashboard, so you always know exactly what's coming into your account.

Use the phone you already have

Take contactless payments on a compatible Android or Huawei smartphone, without needing an extra card machine.

A handy backup when things get busy

Use Tap on Phone to ease queues, help staff take payments, or step in when you need another way to get paid.

Simple support when you need it

Get help when you need it, so you can keep taking payments with confidence.

Set up
iK Tap on Phone

You can start taking card payments on your phone in just a few easy steps.

1STEP ONE

Download the iK App

Make sure you’re using an NFC-enabled Android or Huawei smartphone, then download the iKhokha App.

2STEP TWO

Make sure payments go to the right place

You’ll need to create an iKhokha profile before you can start taking payments. This links your bank account to your profile so your money goes to the right place.

3STEP THREE

Take your first payment

Once you’ve been approved to accept payments, try a quick test transaction. Enter an amount of R2.00 or more, press “Charge”, choose “Tap on Phone”, and tap the card on the back of your smartphone.

Useful for quick sales
and busy days

If your business moves around, your payments should too. iK Tap on Phone gives you a simple way to take contactless payments wherever you sell.

Keep service moving when it gets busy

When things get hectic, iK Tap on Phone gives you an extra way to take payments, whether it’s easing a queue, helping a staff member take a quick payment, or stepping in as a simple backup when you need it.

EXPLORE RESTAURANTS

Start selling without a full counter setup

If you’re just getting going, iK Tap on Phone lets you accept payments using a device you already have. It’s a simple way to start taking card payments, with the option to switch to a card machine as your business grows.

EXPLORE RETAIL

Take payment the moment the job is done

Not every sale is planned. Whether you’re meeting a customer unexpectedly, finishing a job off-site, or making a quick sale away from your usual setup, iK Tap on Phone lets you accept payment there and then.

EXPLORE HOME & REPAIRS

Loved by
local businesses

Low rates, no extra hardware

Enjoy low transaction rates that get lower the more you make, starting at 2.10% (excl. VAT). Plus, every payout costs just R2.50 so you always know what to expect.

Calculate your rate

Use your expected monthly earnings to see what rates you’ll pay.

p/m

Your rate:

2.10%

Debit card rates

Credit card rates

International card rates

Amex card rates

You'll pay

R 420.00

Excl. VAT and R2.50 payout fee

Value included

24/7 support

No rental fees

Digital invoices & receipts

FAQs

iK Tap on Phone lets you accept contactless card payments using your compatible smartphone, so you can take payments without carrying an extra card machine.

iK Tap on Phone is a good fit for businesses that need a simple, flexible way to take payments, especially if you sell on the move, work away from a fixed counter, or want a handy backup for busy times.

No. iK Tap on Phone turns your compatible smartphone into a payment device, so you can accept contactless payments without extra hardware.

You’ll need a compatible NFC-enabled smartphone and an iKhokha profile linked to your bank account, so your payouts go to the right place.

Yes. iK Tap on Phone gives you an extra way to take payments when queues build up, when a staff member needs to help, or when you need a simple backup on the spot.

iK Tap on Phone works on compatible NFC-enabled Android and Huawei smartphones, so you can start taking contactless payments from a device you already use.

Need help?

Get help instantly on WhatsApp, our chatbot Kelly, or by requesting a callback.

You can also call 087 222 7000 or email support@ikhokha.com

Why iKhokha?

iKhokha is one of the fastest-growing fintech companies in Africa. As you'd expect, our pace is fast-moving and ever-changing. We like it that way.

14+ years

Industry experience.

16676+

5-star reviews on Hello Peter.

380+

Employees across 3 continents who believe in better business.

Set up
iK Tap on Phone