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The Best Card Machines for Small Businesses in South Africa

Compare the best card machines in SA for small businesses. See why thousands choose iKhokha for fast, flexible, contract-free payments.

BY Sarah Heron

11 JAN, 2025

When you’re building a business, every decision counts. From your pricing to your packaging and yes, even your card machine. Because getting paid shouldn’t be a pain. It should be fast, flexible, and simple.

So, what’s the best card machine for small businesses in South Africa in 2025?

Let’s explore your options and help you find the one that’s built for your business.

What Makes a Card Machine “the Best”?

Before we dive into devices, here’s what we think a great card machine should offer small business owners:

  • No rental contracts: you’re not a fan of monthly surprises
  • Once-off, upfront pricing: easy on the cash flow
  • Low transaction rates: because margins matter
  • Fast payouts: because “we pay weekly” doesn’t work
  • Mobile-ready: whether you’re behind a counter or on the move
  • Easy to use: for you, your staff and your customers

Whether you’re trading at a market, opening your first salon, or running a delivery business on the side, your card machine should keep up, not slow you down.

The iKhokha Approach

At iKhokha, we don’t believe in one-size-fits-all. We believe in real tools for real South African businesses. That’s why we’ve built a range of card machines that are affordable, powerful and designed with small business in mind.

No contracts. No rental fees. No complicated setups. Just smart payment tech that works.

Here’s a look at the best card machines in our range for 2025 and how to choose the one that suits your hustle.

The Best iKhokha Card Machines for Small Businesses

1. iK Flyer - The Smart Choice for Busy Stores

If you need a fast, full-featured card machine that means business, the iK Flyer has your back. It’s our flagship smart POS, sleek, touchscreen and packed with features.

Highlights:

  • Accepts tap, chip & swipe payments
  • Built-in printer (yes, receipts!)
  • Dual SIM + WiFi for uninterrupted uptime
  • Sell prepaid airtime, electricity, and more
  • All-day battery + charging dock
  • Real-time business insights in your hand

Best for: Retail stores, salons, restaurants, and any growing business with foot traffic

For small businesses ready to operate like pros.

2. iK Flyer Lite – Portable Power Without the Price Tag

Looking for a smart card machine on a startup budget? The iK Flyer Lite gives you everything you need, minus the paper and the price tag.

Highlights:

  • Same smart tech as the iK Flyer
  • Compact, mobile, and fast
  • Dual SIM + WiFi
  • Accepts all payment types (tap, chip, swipe)
  • Prepaid product sales built-in
  • No smartphone required

Best for: Pop-ups, mobile traders, freelancers, beauty-on-the-go

Perfect for hustlers who move fast and spend smart.

3. iK Tap on Phone – Accept Cards with Just Your Phone

Don’t want to buy a device? No problem. With iK Tap on Phone, your Android smartphone becomes your card machine. Just download the app and start getting paid.

Highlights:

  • No hardware needed
  • Accepts tap-to-pay cards via NFC
  • Secure and certified by Mastercard & Visa
  • Instant setup
  • Works anywhere with mobile signal or WiFi

Best for: Side hustles, mobile services, delivery drivers, home businesses

Your business in your pocket.

Not Sure Which Card Machine Fits Your Business?

Choosing the best card machine for your small business depends on how and where you work. Whether you need a full-featured smart POS, something pocket-sized, or a tap-to-pay app, iKhokha has a solution for you.

Compare all our card machines side by side on our product comparison page to find your perfect match.

Why South African Entrepreneurs Love iKhokha

  • No rental contracts: Buy once, use forever
  • Fast settlements: Get paid the next day (if you bank with FNB or Absa)
  • Smart tools: Sell prepaid, track sales, manage staff
  • National support: We’re local and ready to help
  • Built for Mzansi: We understand the hustle, because we live it too

FAQs: Choosing the Right Card Machine

1. What's the best card machine for small businesses in South Africa?

That depends on how you work. If you need full functionality, iK Flyer is the most advanced option. If you’re starting out or trading on the move, iK Flyer Lite or Tap on Phone could be your best bet.

2. Do I need a business account?

Nope. You can get paid into your personal account.

3. Can I use it without WiFi?

All our devices (except Tap on Phone) have dual SIMs, so you’re always connected.

4. Are iKhokha machines secure?

Absolutely. Every transaction is PCI-compliant and encrypted. You and your customers are protected.

Find What Fits Your Business

There’s no “one best” card machine for everyone. But there is a best card machine for your small business and that’s what really matters.

Whether you’re growing a side hustle or running a team, iKhokha has tools that meet you where you are, and grow with you from there.

Ready to Get Started?

Built for small businesses. Backed by experience. Powered by your hustle.

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